Our Commitment

Information on the Fair Overdraft Protection Act

For our INSTANT Online Opt In form, click here.

For disclosure information and other Opt In options, please click here.

Do you have questions? Email us at ebanking@1stunitedbnk.com.

Fraud Prevention

Protecting our customers from fraud is one of our top priorities. To help learn how to protect yourself and for the latest in fraud fighting tips, please click here.

Individual Development Accounts

We know that saving money for things like education, home purchase or home improvments can be a real challenge. We want to help! Our Individual Development Account (IDA) can give you the money you need. Here's how it works:

Qualifying individuals are encouraged to save $500 during the first 12 months that the account is opened.
At the end of the period, First United Bank will match $2 for every $1 saved, up to $500. You will receive a matching grant of $1000.
The IDA Program is open to households with annual incomes of 50% or less of their area's median income.
Individuals must complete a free credit counseling course and receive a certificate upon completion.
Bring in your certificate along with proof of income to any of our five banking center locations.
It's that EASY!

For more information on the IDA Program, please call your local banking center TODAY!

Credit Builder Program

Your hear those two words all the time...credit score, credit score, credit score. This three digit number that seems to have such control over our lives. From the approval or denial of loan applications, to interest rates we pay on approved loans, and sometimes whether or not you get hired for that job. There is somewhere you can turn to help restore your credit score.

Even if you have NO credit or BAD credit, this program can help. Here's how it works:

Apply for a loan under the Credit Builder Program.
The proceeds are deposited into a Certificate of Deposit (CD) held by First United Bank as collateral for the loan.
The CD earns interest as you pay back the loan.
First United Bank reports your timely payments to the Credit Report Agencies, thereby improving your credit score.
It's that EASY!

In the end, you are left with the money in the bank (amount depends on the terms of your loan), and your improved credit score. Loan amounts begin at $1,000 with repayment terms from 12 to 36 months.

For more information on our Credit Builder Program, please call your local banking center TODAY!